Crypto.com Card Maximum Purchase Limits: What You Need to Know
Crypto.com offers several tiers of its prepaid Visa cards, each with different benefits and maximum purchase limits. These tiers are based on the amount of CRO (Crypto.com’s native token) staked by the user. The more CRO you stake, the higher the tier and the greater the benefits, including higher purchase limits.
1. Midnight Blue Card
The Midnight Blue Card is the entry-level tier for Crypto.com users. It requires no CRO staking, making it accessible for everyone. The maximum purchase limit for the Midnight Blue Card is $1,000 per transaction and $5,000 per month. While this tier offers lower purchase limits compared to higher tiers, it still provides a good introduction to Crypto.com's card offerings.
2. Ruby Steel Card
The Ruby Steel Card requires a stake of 1,000 CRO and comes with several additional benefits, such as higher cashback rates and no foreign transaction fees. With this card, users can enjoy a maximum purchase limit of $2,500 per transaction and $10,000 per month. This tier is suitable for users who want to explore more features while enjoying higher purchase limits.
3. Royal Indigo and Jade Green Cards
Both the Royal Indigo and Jade Green Cards require a stake of 5,000 CRO. These cards offer enhanced benefits, including a higher cashback rate and access to Crypto.com’s lounge access program. The maximum purchase limit for these cards is $5,000 per transaction and $20,000 per month. These limits make the Royal Indigo and Jade Green Cards ideal for users with higher spending needs.
4. Frosted Rose Gold and Icy White Cards
The Frosted Rose Gold and Icy White Cards require a stake of 35,000 CRO. These premium cards come with exclusive benefits, such as airport lounge access and higher cashback rates. Users with these cards enjoy a maximum purchase limit of $10,000 per transaction and $50,000 per month. The higher purchase limits and additional perks make these cards suitable for high spenders and frequent travelers.
5. Obsidian Card
The Obsidian Card is the top-tier card requiring a stake of 350,000 CRO. It offers the most extensive benefits, including the highest cashback rates, exclusive events, and personal concierge services. The maximum purchase limit for the Obsidian Card is $20,000 per transaction and $100,000 per month. This card is designed for users with substantial spending power and those who seek the ultimate Crypto.com experience.
Understanding Purchase Limits
Purchase limits on Crypto.com cards are set to manage risk and ensure that users are not overextending their finances. These limits also help maintain the security and integrity of transactions. It’s important for users to be aware of these limits to avoid declined transactions and manage their spending effectively.
Monthly vs. Per Transaction Limits
Purchase limits are categorized into two types: per transaction and monthly limits. Per transaction limits refer to the maximum amount that can be spent in a single transaction, while monthly limits refer to the total amount that can be spent within a month. Users need to keep both limits in mind when planning their expenditures.
Conclusion
Crypto.com cards offer a range of benefits and purchase limits based on the tier and the amount of CRO staked. Whether you are a casual spender or a high roller, understanding the maximum purchase limits of your Crypto.com card can help you make the most of your card’s features. By choosing the right tier that aligns with your spending needs and financial goals, you can enjoy the perks and advantages of Crypto.com's prepaid Visa cards while managing your purchase limits effectively.
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